Posts (page 2)

I missed the bus this morning. TWO of them. I turn the corner and there I see two buses leaving the curb. Two buses decided to arrive at the same exact time today. Unfortunately, I arrived a couple seconds later.  I checked Next Bus and it said the next one would be arriving in 6 minutes... So I walked. 1 mile. To work. No bus passed me by. Not the typical Monday for me.

Did I really walk 1 mile in less than 6 minutes? Doubt it. Bus was probably not on time. As usual.

On the way to work, I pass by Shell and snapped the following on thee phone. Unbelievable. Thank you San Francisco for dirty, smelly public transportation that comes in twos. Because of you, I never really have to worry about gas prices.

funny, cute, and funny.

I joined the masses.

Three hours of sleep
Seven work hours to go
Thank you for Friday

ANYWAY, LONG STORY SHORT: DON'T SIGN UP FOR THE AMAZON CHASE CREDIT CARD. If you do, you better have good memory and check your online statement because you won't even get a reminder email or a mailed statement.

SHORT STORY LONG: So all you Amazon.com shoppers know that each time you check out you're greeted with this pop-up tempting you to sign up for the evil Chase-Amazon card to save $30 on your first purchase and earn rewards for shopping online. I always skipped over it but it was the holidays, I bought some gifts online, and I figure I could use that extra $30 towards something else- so yes, I applied and was instantly approved. Yippeee!

So this was back in December 2007. I get the credit card in the mail in early January, I don't activate it because I have no plans of ever using it again (I don't like having too many cards to worry about). Two months later, today, as I'm organizing my February bills, I wonder "Hey, what ever happened to my Amazon credit card statement? It's been two months already!" Maybe it was included with the credit card? I look for the credit card, and there's a web URL for accessing my account online. I try and I fail. It doesn't recognize my account number. So I decide I need to activate the damn thing and I end up with some customer rep overseas with a distinctive British-Indian accent reading a script about how I can customize my account and protect it from fraud, blahblahblah and he is of no help because right when I was going to ask him about my mysterious missing statement, he says "Thank you for calling. Good bye." Didn't even give me a "Do you have any questions?" prompt. After his long spiel, I try to access my account online again and it magically works this time- probably because I had activated it.

I look and find that I have an OUTSTANDING BALANCE. My bill was coincidentally due today even though I NEVER received a statement in the mail. It turns out that when you apply for a Chase card, they automatically sign you up for paperless billing, not giving you the option of mailed or electronic statements. I know we all want to be GREEN for the Earth and all that, but I personally prefer getting my credit card statements in the mail because I don't use them too often and it's good to get a reminder telling me "Hey, remember when you bought this?" Anyway, I pay up online and I am now crossing my fingers that I do not get hit with a late fee for being one day late. I ALWAYS PAY MY BILLS ON TIME and I am worried that Chase will ruin my good credit.

Curious, I do a little research on the internet and find that many people have been victims of Chase, some who didn't really notice they weren't getting a statement until 6 months when a collector called their house (imagine the late fees on that!!). Even though there is a possibility I will get charged a late fee (I know I've been a day or two late on some bills but they've cut me some slack in the past), I'm glad I remembered this now and looked into rather than later (or ignoring it thinking that I don't owe anything). Some called Chase and all the customer rep could say was that it was probably lost in the mail (gimme a break!!).

I'm going to cancel this card once my payment clears.

 

I braved it out. Today was my first day of work in 2008. I probably only got 1 hour of sleep total because all I heard was the wind crashing on my window all night but surprisingly, I'm awake. 89 emails to respond to but I vox.

Ain't nothing like wearing wet jeans at your desk all day. I'm glad I wore boots cuz wet socks is definitely far worse than wet jeans, I think.

 

I don't mind the rain, but the wind/storm is overkill. Umbrellas are worthless. I didn't even bother opening mine. TGIF.